Terms of Service

Last Updated: October 22, 2025

PLEASE READ THESE TERMS CAREFULLY BEFORE USING OUR WEBSITE.

By accessing or using allincomestream.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and All Income Stream operated by Marie Clowser ("we," "us," or "our") concerning your access to and use of the allincomestream.com website and any related services (collectively, the "Service").

2. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will:

Your continued use of the Service after changes are posted constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

3. Eligibility

By using our Service, you represent and warrant that:

If you are under 18, you may only use our Service with the involvement and consent of a parent or legal guardian.

4. Description of Service

All Income Stream provides:

We reserve the right to modify, suspend, or discontinue any part of our Service at any time without notice or liability.

5. User Accounts and Registration

5.1 Email Subscription

To access certain features of our Service, such as receiving free guides and newsletters, you may need to provide your name and email address. You agree to:

5.2 Account Security

You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your subscription.

6. User Content and Conduct

6.1 Prohibited Uses

You agree not to use the Service to:

6.2 User Submissions

If you submit any comments, questions, feedback, or other content to us (collectively, "Submissions"), you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, transferable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Submissions in any media.

7. Intellectual Property Rights

7.1 Our Content

All content on the Service, including but not limited to text, graphics, logos, images, videos, audio, software, and design (collectively, "Content"), is the property of All Income Stream or its licensors and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service and Content for personal, non-commercial purposes. You may not:

7.3 Trademarks

"All Income Stream" and related logos are trademarks of Marie Clowser. You may not use these trademarks without our prior written permission.

8. Third-Party Links and Services

Our Service may contain links to third-party websites, products, or services that are not owned or controlled by us. We are not responsible for:

Your use of third-party websites is at your own risk. We encourage you to review the terms and privacy policies of any third-party websites you visit.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

10. Financial Disclaimer

IMPORTANT: The information provided on All Income Stream is for educational and informational purposes only. It should not be construed as financial, investment, tax, or legal advice.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL INCOME STREAM AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY, OR $100, WHICHEVER IS GREATER.

12. Indemnification

You agree to indemnify, defend, and hold harmless All Income Stream, Marie Clowser, and our affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

13. Email Communications

13.1 Consent to Receive Emails

By subscribing to our email list, you consent to receive marketing emails from us, including:

13.2 Unsubscribe

You may unsubscribe from marketing emails at any time by:

Please note that unsubscribing from marketing emails will not affect transactional or administrative emails related to your use of the Service.

14. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you also agree to the terms of our Privacy Policy.

15. Copyright Policy and DMCA

We respect the intellectual property rights of others. If you believe that any content on our Service infringes your copyright, please contact us with the following information:

Send DMCA notices to: clowser.marie@gmail.com

16. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

17. Governing Law and Dispute Resolution

17.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State in which Marie Clowser resides, without regard to conflict of law principles.

17.2 Dispute Resolution

In the event of any dispute arising from these Terms or your use of the Service, you agree to first contact us at clowser.marie@gmail.com to attempt to resolve the dispute informally.

17.3 Arbitration

If we cannot resolve the dispute informally, any legal action or proceeding shall be resolved through binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.

17.4 Class Action Waiver

You agree that disputes will be resolved on an individual basis and not as a class action, class arbitration, or other representative proceeding.

18. Geographic Restrictions

The Service is intended for users in the United States and other jurisdictions where such use is lawful. We make no representation that the Service is appropriate or available in all locations. Access to the Service from jurisdictions where its content is illegal is prohibited.

19. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

20. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and All Income Stream regarding the Service and supersede all prior agreements and understandings.

21. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by an authorized representative.

22. Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign these Terms without restriction.

23. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

24. Contact Information

If you have any questions, concerns, or complaints about these Terms, please contact us:

Email: clowser.marie@gmail.com
Website: allincomestream.com

We will make reasonable efforts to respond to all inquiries within 48 business hours.

25. Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.


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